Using life insurance to recover social assistance: beware of the danger

Some or all of the aid can be recovered through life insurance. (© DR) Jurisprudence warns against the use of life insurance by an elderly person to benefit from social assistance. Social benefits recoverable on the death of the beneficiary: the Ministry of Solidarity and Health indicates on its website: “Social aid for adults concerns … Read more

Insurance: what coverage for renting a holiday home?

(Photo credits: © Elena – Do you need to take out specific insurance to rent accommodation during your summer vacation? An important question to avoid having to pay a huge sum of money in the event of a glitch. By MoneyVox, Are you renting a house or an apartment to spend your summer holidays … Read more

Unemployment insurance: 60% of French people support the reform project, according to a poll – 08/08/2022 at 14:24

( AFP / PHILIPPE LOPEZ ) The majority of French people support the government’s unemployment insurance reform project, according to an Elabe poll for Les Echos, Radio Classique and the Institut Montaigne published on Sunday 7 August. Parliament will resume its work in session in October, with divisive texts on the program. In opening, the … Read more

Life insurance: are insurers’ reserves sufficient to cope with the rise in rates?

(Photo credits: 123RF) With the rise in interest rates, life insurance companies have an interest in maintaining a rate of return for their funds in euros that is sufficiently attractive compared to that of other risk-free assets. For this, they will most likely have to tap into their reserves. How does the rise in interest … Read more

The essential of the week: good weather on life insurance collection, the tax notice reception season for 2022 is open! Sustainable development invites itself to financial advisors, Pay with holiday vouchers at tolls

(Photo credits: Wikimedia Commons – Raimond Spekking) Life insurance contributions hit their highest level since 2010 during the first half of 2022. The 2022 tax notices on 2021 income are made available to taxpayers during the month of August 2022. Inflation reached a new record in the euro zone in July 2022, at 8.9% over … Read more

Couple: advantages and disadvantages of life insurance for two

Did you know ? It is possible for couples to jointly subscribe to a life insurance contract. But then, what are the advantages and disadvantages of this solution? advantages and disadvantages of life insurance for two – iStock-EmirMemedovski Spousal life insurance and co-subscription Co-subscribing to a life insurance contract is synonymous with various advantages for … Read more

Life insurance: what are the risks for profiles in difficulty?

The Prudential Supervisory and Resolution Authority (ACPR) points the finger at failures in the marketing of life insurance contracts to customers in financial difficulty and asks distributors to show discernment. iStock-UlyssePixel Penalizing management fees In a press release dated May 3, the ACPR “calls on distributors of life insurance contracts to better respect the duty … Read more

4 questions you ask yourself about borrower insurance

(Photo credits: Unsplash – JESHOOTS.COM) In a context of high inflation and while volatile stock markets and bear markets are less attractive, investors may be attracted to real estate, a tangible investment that is reassuring and particularly suited to the current period. Indeed, despite the rise in interest rates, real estate loans still make it … Read more

United States: the proportion of Americans without health insurance reaches its lowest level – 08/03/2022 at 14:03

Nearly 26 million people remain without health coverage in the country. President Biden believes progress is tied to the emergency relief plan adopted at the start of his term. United States President Joe Biden in Washington, August 1, 2022. (POOL / JIM WATSON) Towards better access to healthcare? The government of Joe Biden welcomed, Tuesday, … Read more

Pets (dogs, cats, etc.): what does the civil liability guarantee cover?

Insure your pets to anticipate possible incidents Photo credit: GettyImages Pet owners are legally responsible for this. In the event of damage, they may be covered by the civil liability guarantee included in their multi-risk home insurance contract. In what situations? What animals are affected? What happens if you entrust your animal to a third … Read more